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A Trusted Confidant for a Journey of Prosperity
A place where success, refined experiences, and distinguished financial services come together in harmony with every moment of life.
Privileges
Mindful Essence
An elevated journey connecting knowledge and emotion, guided by the heart.
MSB Rewards Privileges
Exclusive rewards with up to 4x reward points accumulation
Premium Events
Curated events on global settlement, education pathways, and luxury real estate.
Dedicated Healthcare Privileges
Comprehensive protection, thoughtfully designed for you and your family.
Products
Financial Essence
Bespoke solutions to grow your wealth and sustain lasting independence.
Prosperity Account
Continuous returns with interest rates of up to 5.8% per annum.
Signature Credit Card
Credit limits of up to VND 2 billion, with cashback of up to VND 12 million per year.
4-Hour Fast-Track Lending Approval
Overdraft facilities of up to VND 2 billion and secured lending of up to VND 150 billion.
Premium Remittance & Foreign Exchange
International money transfers and receipts at zero fee within 24 hours.
Advanced Wealth Accumulation
Preferential savings interest rate privileges.
Early access to investments in branded luxury real estate.
Services
Specialized Services with Advanced Security Technology
Dedicated Premium Personal Financial Concierge
A premium advisory service delivering expert support in exchange rates, foreign currency trading, investments, and refined personal needs
Advanced Security Technology
Secure transactions on MSB Digital Bank, powered by M-Private’s advanced security framework.
Red Carpet Service
An elevated service environment complemented by a dedicated 24/7 priority hotline
Green Living
Lifestyle Essence
Spreading Green and Healthy Living in Balance of Body, Mind, and Intellect.
WHERE EVERY JOURNEY BEGINS WITH A GREEN DAWN
MSB partners with you to shape responsible trends in consumption, investment, and balanced living, committed to the well-being of individuals, families, and society.
Premium Healthcare-Linked Payment Solutions
- Unsecured loan & installment credit card packages
- Healthcare service packages in collaboration with Viet Duc Hospital and National Hospital of Obstetrics and Gynecology
A Healthy Mind, A Secure Future
- Education-focused financial solutions
- Complimentary Green SM mobility vouchers
- Premium resort privileges and airport lounge access
- High-end Fitness & Yoga e-vouchers
Pru-Link Green Future Fund
- Focused investment portfolios with a commitment to sustainable growth
- Long-term asset investment opportunities
- Creating positive impacts on the environment and society
Criteria
M-First Membership
Begin your journey of refined experiences with us.
- Average total assets over the past 90 days: 1 billion VND or more
- Average credit outstanding over the past 90 days: 5 billion VND or more
- Average non-term deposit balance over the past 90 days: 150 million VND or more
- Total life insurance contract value: 100 million VND – under 300 million VND
- Cumulative outgoing international transfers over the past 12 months: 3 billion VND or more
Detailed terms and conditions
