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Besides rights arising from the land lease contract, do I need to provide additional independent collateral?
15/03/2026

During the land investment stage, collateral consists of rights arising from the land lease contract. During the factory construction and machinery & equipment investment stage, collateral may include assets formed from the loan proceeds.

Does the bank provide unsecured credit facilities for businesses?
15/03/2026

Financing is available from the land investment stage at the time the deposit agreement (MOU) is signed, without requiring additional collateral.

What medium- and long-term loan products does the bank offer for manufacturing enterprises?
15/03/2026
  • Financing of up to 85% of the land lease contract value and up to 70% for assets formed from loan proceeds (construction costs and machinery & equipment investment).
  • Medium- and long-term financing with tenors of up to 10 years.
  • Principal grace period of up to 36 months.
  • Acceptance of rights arising from the lease contract as collateral.