20% cashback on online spends

20% cashback for booking online movie tickets, 10% cashback for shopping online, 30% discount at more than 300 outlets, Flexible installment payment for up to 24 months

20% cashback for booking online movie tickets, 10% cashback for shopping online, 30% discount at more than 300 outlets, Flexible installment payment for up to 24 months

Earn cashback as you wish, up to 20%

Up to 20% cashback on online spends, rebate cap at VND 300,000 per month, or VND 3,600,000 p.a.

  • 10% cashback for shopping online at Lazada, Tiki, Shopee, etc.
  • 10% cashback for shopping online at Lazada, Tiki, Shopee, etc.
  • Cashback policy see here

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Interest-free days

Worry-free shopping with up to 45 interest-free days

Điều kiện mở thẻ

Điều kiện mở thẻ

Learn about fees and interest rates of  MSB Visa Online

here

Annual fee

299.000 VND

Issuance fee

0

Late payment fee

6%

Overseas transaction fee

3%

Interest Rates

See here

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Frequently Asked Questions

World JOY Of Offers