Yes. MSB may accept rice fields, orchards, aquaculture land or land used for livestock farming as collateral if the land covers at least 1,000 m², has road access and is located within 50 km of an MSB branch.

A seasonal rollover allows customers to request continued use of an existing loan for the next production cycle without repaying principal and taking out a new loan, subject to MSB’s approval.

The loan amount depends on the intended use of funds. For seasonal production, seeds, fertiliser and crop or livestock care, MSB finances up to 90% of funding needs, capped at VND 3 billion. For machinery, equipment or additional farmland, financing may cover up to 70% of funding needs, capped at VND 10 billion.