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		<lastmod>2026-03-12T13:16:10+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/why-does-the-system-say-service-is-supported-from-700-am-to-1000-pm-daily-please-come-back-later-when-i-register-for-an-account-online/</loc>
		<lastmod>2026-03-12T13:19:30+00:00</lastmod>
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	<url>
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		<lastmod>2026-03-12T13:22:11+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-da-ra-chi-nhanh-lam-yeu-cau-cap-nhat-so-dien-thoai-nhung-sao-van-chua-duoc-ghi-nhan-thanh-cong/</loc>
		<lastmod>2026-03-12T13:22:21+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-muon-biet-so-tai-khoan-thi-toi-phai-lam-nhu-the-nao/</loc>
		<lastmod>2026-03-12T13:26:06+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-should-i-do-to-find-my-account-number/</loc>
		<lastmod>2026-03-12T13:27:28+00:00</lastmod>
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		<lastmod>2026-03-12T13:53:59+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/do-i-need-to-register-for-the-msb-rewards-program/</loc>
		<lastmod>2026-03-12T13:57:23+00:00</lastmod>
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		<lastmod>2026-03-12T14:06:18+00:00</lastmod>
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		<lastmod>2026-03-12T14:07:54+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-long-does-it-take-for-points-to-be-credited-to-my-account/</loc>
		<lastmod>2026-03-12T14:39:02+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/msb-rewards-la-gi/</loc>
		<lastmod>2026-03-12T14:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/where-can-i-check-my-accumulated-m-points-on-msb-rewards/</loc>
		<lastmod>2026-03-12T14:41:03+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-is-msb-rewards/</loc>
		<lastmod>2026-03-12T14:42:33+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-co-can-dang-ky-tham-gia-chuong-trinh-msb-rewards-khong/</loc>
		<lastmod>2026-03-12T14:42:49+00:00</lastmod>
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		<lastmod>2026-03-12T14:43:19+00:00</lastmod>
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		<lastmod>2026-03-12T14:43:51+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/lam-the-nao-de-tich-luy-diem-m-point/</loc>
		<lastmod>2026-03-12T14:45:16+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/do-m-points-have-an-expiration-date/</loc>
		<lastmod>2026-03-12T14:50:53+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/diem-m-point-co-thoi-han-su-dung-khong/</loc>
		<lastmod>2026-03-12T14:51:24+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-co-the-xem-so-diem-m-point-hien-tai-o-dau/</loc>
		<lastmod>2026-03-12T14:53:45+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/where-can-i-view-my-current-m-points/</loc>
		<lastmod>2026-03-12T14:55:16+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-quen-mat-khau-internet-banking-mb-app-lam-sao-de-lay-lai/</loc>
		<lastmod>2026-03-12T16:43:56+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-quen-ten-dang-nhap-lam-the-nao-de-khoi-phuc/</loc>
		<lastmod>2026-03-12T16:47:26+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-co-bi-khoa-tai-khoan-dich-vu-ngan-hang-dien-tu-neu-nhap-sai-mat-khau-nhieu-lan-khong/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-dang-nhap-dich-vu-ngan-hang-dien-tu-cua-msb-tren-mot-thiet-bi-khac-can-luu-y-gi/</loc>
		<lastmod>2026-03-12T17:27:33+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-doi-mat-khau-dang-nhap-dich-vu-ngan-hang-dien-tu-lam-nhu-the-nao/</loc>
		<lastmod>2026-03-12T17:30:32+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-doi-ma-pin-dang-nhap-nhanh-toi-phai-lam-nhu-the-nao/</loc>
		<lastmod>2026-03-12T17:33:47+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-gap-loi-chuyen-khoan-tren-ung-dung-can-lam-gi/</loc>
		<lastmod>2026-03-12T17:42:00+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-khong-nhan-duoc-otp-khi-kich-hoat-lai-ung-dung-toi-can-lam-gi/</loc>
		<lastmod>2026-03-12T17:45:22+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-dang-ky-phat-hanh-the-tin-dung-cua-msb-thi-toi-phai-lam-gi/</loc>
		<lastmod>2026-03-13T03:28:22+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/khi-nao-thi-the-tin-dung-se-het-han-va-toi-can-gia-han/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/lam-the-nao-de-biet-the-tin-dung-cua-toi-co-chuong-trinh-uu-dai-nao-khong/</loc>
		<lastmod>2026-03-13T03:59:43+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/tai-sao-toi-khong-du-dieu-kien-de-mo-the-tin-dung/</loc>
		<lastmod>2026-03-13T04:06:46+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-msb-provide-short-term-foreign-currency-loans-for-import-payments/</loc>
		<lastmod>2026-03-13T04:08:01+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-msb-provide-short-term-loans-to-businesses-in-all-industries/</loc>
		<lastmod>2026-03-13T04:09:03+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-msb-provide-short-term-loans-to-reimburse-previously-incurred-business-expenses/</loc>
		<lastmod>2026-03-13T04:09:50+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-is-overdraft-interest-calculated/</loc>
		<lastmod>2026-03-13T04:10:57+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/is-interest-charged-if-the-overdraft-is-used-within-the-same-day/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-long-is-the-overdraft-limit-valid/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-msb-provide-factoring-for-domestic-receivables/</loc>
		<lastmod>2026-03-13T04:16:10+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-are-receivables-determined/</loc>
		<lastmod>2026-03-13T04:17:46+00:00</lastmod>
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		<lastmod>2026-03-13T04:18:57+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-is-the-maximum-loan-tenor/</loc>
		<lastmod>2026-03-13T04:19:37+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/can-credit-limits-based-on-direct-cash-flow-commitments-be-granted-to-customers-in-all-industries/</loc>
		<lastmod>2026-03-13T04:20:27+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/where-can-customers-track-their-loan-after-msb-disburses-the-funds/</loc>
		<lastmod>2026-03-13T04:21:47+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/msb_faq/phi-thuong-nien-cua-the-tin-dung-la-gi/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/dieu-kien-de-hoan-phi-thuong-nien-la-gi/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/ma-cvv-tren-the-tin-dung-la-gi-va-lam-sao-de-biet-duoc-ma-cvv/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/is-vehicle-insurance-required-during-the-loan-period-2/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-are-the-key-contents-of-a-repurchase-agreement/</loc>
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		<lastmod>2026-03-14T08:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-are-the-conditions-for-an-annual-fee-waiver/</loc>
		<lastmod>2026-03-14T08:42:19+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-is-the-cvv-code-on-a-credit-card-and-how-can-i-find-it/</loc>
		<lastmod>2026-03-14T08:45:33+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-redeem-reward-points-on-my-credit-card/</loc>
		<lastmod>2026-03-14T08:47:20+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-should-i-do-if-my-card-is-lost-suspected-to-be-misused-or-if-i-want-to-temporarily-block-the-card/</loc>
		<lastmod>2026-03-14T08:52:56+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/lam-the-nao-de-toi-co-the-phat-hanh-them-the-tin-dung/</loc>
		<lastmod>2026-03-14T08:54:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-request-the-issuance-of-an-additional-credit-card/</loc>
		<lastmod>2026-03-14T08:55:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-long-does-it-take-to-receive-my-credit-card-after-applying/</loc>
		<lastmod>2026-03-14T08:58:36+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-is-my-credit-limit/</loc>
		<lastmod>2026-03-14T09:01:27+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-check-my-credit-card-statement-and-outstanding-balance/</loc>
		<lastmod>2026-03-14T09:04:49+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/i-forgot-my-internet-banking-mb-app-password-how-can-i-recover-it/</loc>
		<lastmod>2026-03-14T09:09:05+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/i-have-paid-my-credit-card-outstanding-balance-but-it-has-not-been-recorded-yet-what-should-i-do/</loc>
		<lastmod>2026-03-14T09:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/i-forgot-my-username-how-can-i-recover-it/</loc>
		<lastmod>2026-03-14T09:12:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/khoan-tra-gop-hang-thang-co-duoc-tinh-vao-so-tien-thanh-toan-toi-thieu-khong/</loc>
		<lastmod>2026-03-14T09:17:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/is-the-monthly-installment-included-in-the-minimum-payment-amount/</loc>
		<lastmod>2026-03-14T09:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/which-cards-can-be-linked-to-apple-pay/</loc>
		<lastmod>2026-03-14T09:19:15+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-add-my-msb-card-to-apple-pay/</loc>
		<lastmod>2026-03-14T09:24:46+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/i-encountered-an-issue-when-adding-my-msb-card-to-apple-pay-how-can-i-resolve-it/</loc>
		<lastmod>2026-03-14T09:26:56+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/why-cant-i-use-my-credit-card-for-transactions/</loc>
		<lastmod>2026-03-14T09:28:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-find-the-mcc-code-of-a-specific-transaction/</loc>
		<lastmod>2026-03-14T09:29:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/why-has-my-card-been-blocked/</loc>
		<lastmod>2026-03-14T09:30:53+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/toi-co-bi-khoa-tai-khowill-my-digital-banking-account-be-locked-after-multiple-incorrect-password-attemptsan-dich-vu-ngan-hang-dien-tu-neu-nhap-sai-mat-khau-nhieu-lan-khong/</loc>
		<lastmod>2026-03-14T09:34:40+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/dich-vu-ngan-hang-dien-tu-cua-toi-bi-khoa-lam-sao-de-mo-lai/</loc>
		<lastmod>2026-03-14T09:35:42+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/my-digital-banking-service-is-locked-how-can-i-unlock-it/</loc>
		<lastmod>2026-03-14T09:36:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/my-credit-card-has-been-blocked-how-can-i-unblock-it/</loc>
		<lastmod>2026-03-14T09:36:53+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-request-a-replacement-credit-card-after-my-card-has-been-blocked/</loc>
		<lastmod>2026-03-14T09:39:34+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-to-register-for-the-msb-mbank-application/</loc>
		<lastmod>2026-03-14T09:47:11+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/lam-sao-de-dang-ky-su-dung-ung-dungmsbmbank/</loc>
		<lastmod>2026-03-14T09:47:18+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/msb_faq/lam-the-nao-de-dang-nhap-vao-ung-dung-msbmbank/</loc>
		<lastmod>2026-03-14T09:49:20+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-to-log-in-to-the-msb-mbank-application/</loc>
		<lastmod>2026-03-14T09:51:24+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-want-to-log-in-to-msbs-digital-banking-service-on-another-device-what-should-i-keep-in-mind/</loc>
		<lastmod>2026-03-14T09:58:50+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-do-i-change-my-digital-banking-login-password/</loc>
		<lastmod>2026-03-14T10:06:14+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-do-i-change-my-quick-login-pin/</loc>
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	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-should-i-do-if-i-encounter-a-transfer-error-on-the-app/</loc>
		<lastmod>2026-03-14T10:12:08+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-should-i-do-if-i-do-not-receive-an-otp-when-reactivating-the-app/</loc>
		<lastmod>2026-03-14T10:14:48+00:00</lastmod>
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		<lastmod>2026-03-14T10:16:18+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-did-not-receive-a-notification-after-completing-a-transaction-what-should-i-do/</loc>
		<lastmod>2026-03-14T10:17:24+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/msb_faq/toi-khong-dang-nhap-duoc-vao-ung-dung-msbmbank-toi-can-lam-gi/</loc>
		<lastmod>2026-03-14T10:18:41+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-cannot-log-in-to-the-msb-mbank-application-what-should-i-do/</loc>
		<lastmod>2026-03-14T10:20:33+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/msb_faq/lam-the-nao-de-kich-hoat-soft-token/</loc>
		<lastmod>2026-03-14T10:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-activate-soft-token/</loc>
		<lastmod>2026-03-14T10:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-quen-pin-soft-token-lam-sao-de-cap-lai/</loc>
		<lastmod>2026-03-14T10:23:13+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-forgot-my-soft-token-pin-how-can-i-reset-it/</loc>
		<lastmod>2026-03-14T10:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-muon-thuc-hien-xac-thuc-giao-dich-bang-soft-token-toi-can-lam-gi/</loc>
		<lastmod>2026-03-14T10:25:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-authenticate-transactions-using-soft-token/</loc>
		<lastmod>2026-03-14T10:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-muon-mo-tai-khoan-ekyc-can-lam-gi/</loc>
		<lastmod>2026-03-14T10:28:41+00:00</lastmod>
	</url>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-open-an-account-via-ekyc/</loc>
		<lastmod>2026-03-14T10:29:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/dieu-kien-de-cac-loai-giay-to-co-gia-duoc-su-dung-de-thuc-hien-giao-dich-repo-reverse-repo-la-gi/</loc>
		<lastmod>2026-03-14T10:36:19+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/thoi-han-giao-dich-cua-giao-dich-repo-reverse-repo/</loc>
		<lastmod>2026-03-14T10:37:04+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-dang-ki-dich-vu-smsbanking/</loc>
		<lastmod>2026-03-14T10:37:59+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-register-for-sms-banking/</loc>
		<lastmod>2026-03-14T10:51:25+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/toi-muon-biet-chi-tiet-ve-cac-giao-dich-tai-khoan-cua-minh-thi-co-the-xem-o-dau-2/</loc>
		<lastmod>2026-03-14T10:58:18+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-kiem-tra-so-du-tai-khoan-tren-msbmbank-toi-phai-lam-nhu-the-nao/</loc>
		<lastmod>2026-03-14T10:59:38+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-check-my-account-balance-on-msb-mbank/</loc>
		<lastmod>2026-03-14T11:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/what-are-the-key-contents-of-a-repurchase-agreement-2/</loc>
		<lastmod>2026-03-14T11:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-co-the-thay-doi-tai-khoan-mac-dinh-khi-chuyen-khoan-khong/</loc>
		<lastmod>2026-03-14T11:01:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/toi-co-the-thay-doi-tai-khoan-mac-dinh-khi-chuyen-khoan-khong-2/</loc>
		<lastmod>2026-03-14T11:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.msb.com.vn/msb_faq/toi-muon-kiem-tra-lich-su-giao-dich-tren-ung-dung-mb-app-toi-can-lam-gi/</loc>
		<lastmod>2026-03-14T11:06:14+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-check-my-transaction-history-on-the-msb-mbank-application/</loc>
		<lastmod>2026-03-14T11:07:02+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/msb_faq/msbmbank-co-ho-tro-tinh-nang-thanh-toan-hoa-don-tu-dong-khong/</loc>
		<lastmod>2026-03-14T11:08:53+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-msb-mbank-support-automatic-bill-payment/</loc>
		<lastmod>2026-03-14T11:09:53+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-huy-thanh-toan-hoa-don-tu-dong-thi-toi-phai-lam-nhu-the-nao/</loc>
		<lastmod>2026-03-14T11:11:49+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-can-i-cancel-automatic-bill-payment/</loc>
		<lastmod>2026-03-14T11:12:49+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/han-muc-chuyen-khoan-cua-toi-la-bao-nhieu/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-is-my-transfer-limit/</loc>
		<lastmod>2026-03-14T11:13:42+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-xoa-danh-sach-thu-huong-da-luu-toi-can-phai-lam-gi/</loc>
		<lastmod>2026-03-14T11:14:56+00:00</lastmod>
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		<lastmod>2026-03-14T11:15:51+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-kich-hoat-lai-dich-vu-ngan-hang-dien-tu-toi-phai-lam-gi/</loc>
		<lastmod>2026-03-14T11:17:15+00:00</lastmod>
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		<lastmod>2026-03-14T11:17:46+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-quen-ma-pin-cua-the-toi-co-the-lay-lai-ma-pin-tren-ung-dung-msbmbank-khong/</loc>
		<lastmod>2026-03-14T11:18:54+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/toi-quen-ma-pin-cua-the-toi-co-the-lay-lai-ma-pin-tren-ung-dung-msb-mbank-khong/</loc>
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		<lastmod>2026-03-14T11:22:15+00:00</lastmod>
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		<lastmod>2026-03-14T11:23:38+00:00</lastmod>
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		<lastmod>2026-03-14T11:31:41+00:00</lastmod>
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	<url>
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		<lastmod>2026-03-14T11:34:16+00:00</lastmod>
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		<lastmod>2026-03-14T11:46:49+00:00</lastmod>
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		<lastmod>2026-03-14T11:48:51+00:00</lastmod>
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	<url>
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	<url>
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	<url>
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		<lastmod>2026-03-14T12:04:12+00:00</lastmod>
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	<url>
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		<lastmod>2026-03-14T12:04:37+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/toi-muon-doi-mat-khau-cua-tai-khoan-ngan-hang-so-hien-hanh/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-should-i-do-if-i-forget-my-current-business-digital-banking-login-password/</loc>
		<lastmod>2026-03-17T07:15:47+00:00</lastmod>
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		<lastmod>2026-03-17T08:09:39+00:00</lastmod>
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		<lastmod>2026-03-17T09:05:28+00:00</lastmod>
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		<lastmod>2026-03-17T09:53:05+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/why-cant-i-log-in-to-the-business-digital-banking-service/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/how-to-register-for-digital-banking-services-for-businesses/</loc>
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		<lastmod>2026-03-17T10:42:49+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/tra-soat-giao-dich-qua-ib/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/when-can-i-transfer-money-via-digital-banking/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/nhap-ma-otp-bao-sai/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/why-am-i-having-trouble-entering-the-otp-code-why-am-i-receiving-a-message-saying-transaction-not-authorized/</loc>
		<lastmod>2026-03-17T11:14:28+00:00</lastmod>
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		<lastmod>2026-03-17T11:20:51+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-am-unable-to-check-my-balance-on-the-digital-bank-please-check-the-following-information/</loc>
		<lastmod>2026-03-17T11:22:34+00:00</lastmod>
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		<lastmod>2026-03-17T11:25:25+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/i-dont-see-the-pending-order-on-the-digital-bank/</loc>
		<lastmod>2026-03-17T11:30:34+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/loi-chuyen-khoan/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/kich-hoat-lai-tai-khoan/</loc>
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		<lastmod>2026-03-18T02:56:58+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/who-can-join-the-msb-rewards-program/</loc>
		<lastmod>2026-03-18T02:57:55+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-is-an-msb-credit-card/</loc>
		<lastmod>2026-03-18T03:02:48+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/the-tin-dung-msb-co-nhung-loai-nao/</loc>
		<lastmod>2026-03-18T03:16:32+00:00</lastmod>
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		<lastmod>2026-03-18T03:18:25+00:00</lastmod>
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		<loc>https://www.msb.com.vn/msb_faq/ai-co-the-dang-ky-mo-the-tin-dung-msb/</loc>
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		<loc>https://www.msb.com.vn/msb_faq/dieu-kien-thu-nhap-de-mo-the-tin-dung-msb-la-gi/</loc>
		<lastmod>2026-03-18T03:25:31+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/what-does-an-msb-credit-card-application-include/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/does-the-msb-credit-card-have-an-annual-fee/</loc>
		<lastmod>2026-03-18T03:36:29+00:00</lastmod>
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		<lastmod>2026-03-18T03:39:40+00:00</lastmod>
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		<lastmod>2026-03-18T06:50:12+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/can-customers-authorize-another-person-to-close-their-savings-account/</loc>
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		<lastmod>2026-03-18T08:25:10+00:00</lastmod>
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		<lastmod>2026-03-18T08:28:42+00:00</lastmod>
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		<lastmod>2026-03-18T08:30:14+00:00</lastmod>
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		<lastmod>2026-03-18T08:31:26+00:00</lastmod>
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		<lastmod>2026-03-18T08:31:54+00:00</lastmod>
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		<lastmod>2026-03-18T08:33:59+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/statement-closing-date/</loc>
		<lastmod>2026-03-18T08:34:23+00:00</lastmod>
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	<url>
		<loc>https://www.msb.com.vn/en/msb_faq/credit-card-statement/</loc>
		<lastmod>2026-03-18T08:35:57+00:00</lastmod>
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		<loc>https://www.msb.com.vn/en/msb_faq/credit-card-payment/</loc>
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		<loc>https://www.msb.com.vn/en/msb_faq/card-activation/</loc>
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		<lastmod>2026-03-18T09:08:43+00:00</lastmod>
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