Superior Loan Features at MSB

Up to VND 2 billion loan amount

Up to 15x of income applied for executives

Up to 12x of income applied for employees

Competitive interest rate

Only 1.33% per month fixed through loan tenor

Up to 5-year tenor

Manageable repayment, less financial worry

Offer flexible overdraft limit

Buy now pay later – interest charged on overdrawn amount

Condition

  • Salaried person
  • Age: from 20 to 55 (female), from 20 to 60 (male)
  • Minimum monthly income: VND 8 million (if you live in Hanoi or Ho Chi Minh); VND 6 million (if you live in other cities)
  • At least 6 months in current job (at least 3 months if you are executive)
  • Civil servant or having labor contract with minimum 12-month validity

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Labor contract or equivalent
  • Salary statement/Payroll/Pay slip
Get disbursement from MSB

    Your application will be approved within 8 working hours (upon full document submission)

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Frequently Asked Questions

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

You need to prepare for the collateral valuation fees. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank.

When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

By the time limit for repayment of principal/interest as specified in the Credit Contract, if the Customer fails to pay or only partially pays the principal/interest, then:

- With overdue principal: Customers pay overdue interest equal to 150% of interest in the term at the time of overdue transfer calculated on the overdue principal balance corresponding to the late payment period.

- With overdue interest: Customers pay interest on late payment at the interest rate equal to 10%/year calculated on the amount of late payment interest corresponding to the late payment period.

Yes. Fire insurance for houses/apartments and vehicle insurance not only guarantees the loan for the Bank but also ensures the interests of customers.

Yes. MSB provides you and your family finances for personal consumption including tuition/travel/healthcare, etc. payments

You can secure Valuable paper, Savings book, Deposit balance, Real estate, Vehicle for your loan.

You need to prepare for collateral valuation fee. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank. When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

EMI Calculator result is just an estimate for your reference. You will be advised with actual loan amount after you have submitted required documents as per MSB’s regulation.

You can secure Valuable paper, Savings book, Deposit balance, Real estate, Vehicle for your loan.

Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment