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0.5% higher than counter rate
Up to 5 online deposit products for your choice
Advanced global-standard security
Handy when depositing periodically or sending more.
Online term deposit
Benefits
247971
Savings interest rate
The more savings deposits, the higher the interest earned.
| Unit | Highest interest rate 272472 | Partial withdrawal of principal 3053987 | Regular yield 139141 | Immediate interest payout 141077 | Golden bee (*) 247727 | Bamboo * 141003 | Deposit agreement | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | |||
| Early withdrawal | 0.0 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 01 month | 3.0 | 3.5 | 3.0 | 3.5 | 2.3 | 2.75 | 3.0 | |||||
| 02 months | 3.0 | 3.5 | 3.0 | 3.5 | 2.3 | 3.25 | 2.3 | 2.75 | 3.0 | |||
| 03 months | 3.0 | 3.5 | 3.0 | 3.5 | 2.5 | 3.25 | 2.5 | 2.75 | 3.0 | 3.0 | 3.0 | 3.0 |
| 04 months | 3.0 | 3.5 | 3.0 | 3.5 | 2.5 | 3.25 | 2.5 | 2.75 | 3.0 | 3.0 | 3.0 | 3.0 |
| 05 months | 3.0 | 3.5 | 3.0 | 3.5 | 2.5 | 3.25 | 2.5 | 2.75 | 3.0 | 3.0 | 3.0 | 3.0 |
| 06 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 07 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 08 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 09 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 10 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 11 months | 3.8 | 4.1 | 3.8 | 4.1 | 3.3 | 3.3 | 3.05 | 3.05 | 3.6 | 3.6 | 3.6 | 3.8 |
| 12 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 13 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 15 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 18 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 24 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 36 months | 4.2 | 4.5 | 4.2 | 4.5 | 3.7 | 3.7 | 3.05 | 3.6 | 4.0 | 4.0 | 4.0 | 4.2 |
| 04 - 15 years | 4.0 | |||||||||||
(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.
Savings function
Terms
- Highest interest rate: 1-13, 15, 18, 24, 36
- Periodic interest payment: 2-13, 15, 18, 24, 36
- Interest upfront: 1-13, 15, 18, 24, 36
- Yellow bee: 3-13, 15, 18, 24, 36
Interest payment
- Highest interest rate: end of term
- Periodic interest payment: monthly
- Interest upfront: one-time, at the time of depositing
Deposit currency
VND
Minimum required amount
VND 1 million
Early withdrawal
- Highest interest rate, Periodic interest payment, Yellow bee: You can prematurely withdraw and earn demand deposit rate
- Interest upfront: You cannot prematurely withdraw
Đáo hạn
Trong trường hợp sổ tiết kiệm đến hạn nhưng khách hàng không chủ động tất toán thì hệ thống sẽ tự động tái tục 01 sổ mới với thời hạn tương tự sổ tiết kiệm cũ và lãi suất theo quy định từng thời kì.
Convenience service included
Open overdraft on secured online savings book
Mobile App
Reliable network
Customer warning
Deposit insurance
If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used
Tips for better financial management
More information on savings products?
How to get savings book at ease?
Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.
(Please scan QR code to open online deposit account)
Contact us
Hotline
1900 6083
(024) 3944 5566
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