0 VND lifetime annual fee, 0 VND cash withdrawal fee

Lifetime free annual fee, free cash withdrawal fee

Lifetime free annual fee, free cash withdrawal fee

Lifetime free annual fee

0 VND lifetime annual fee

  • 0 VND lifetime annual fee
  • 0 VND cash withdrawal fee

Give up to 10 reward points for every transaction

  • Accumulate points for gift redemption, without limits:
    - 1.000 VNĐ = 10 reward points for transactions at supermarkets
    -1.000 VNĐ = 1 reward point for other transactions
    (excluding installment transactions, cash withdrawals, refund transactions, and cancellations)
    You can proactively convert accumulated points quickly and flexibly into electronic shopping vouchers applicable to hundreds of attractive services offered by MSB and its partners through MSB Plus
  • Follow these steps to redeem gifts:
    Step 1: Log in to the MSB mBank app, select MSB Plus → Choose Credit Card Loyalty → Select the MasterCard Super Free card
    Step 2: Choose the gift card you desire from the gift information screen
    Step 3: Select "Redeem Gift" to confirm
  • The validity period for reward points:
    Points are calculated at the end of each statement period. Monthly accumulated points will expire after 12 months if not redeemed by the customer
    Refer to the Gift Redemption Points Policy see here

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at big partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

  • Flexible feature, transactions up to 24 months with your favorite partners.
  • 0% installment feature at major partners like Sendo, FPT Shop, Nguyễn Kim, etc.

Spending Support, Worldwide Payments

Flexible payment for goods, and convenient cash withdrawals at over 2 million ATMs and 40 million globally accepted MasterCard points

Maximum interest free

Worry-free shopping with up to 45 interest-free days

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65
  • Income: from VND 5 million/month paid by wire transfer
  • Terms and conditions of credit card issuance and usage

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Learn about fees and interest rates of  MSB Mastercard Super Free

here

Annual fee

Free

Issuance fee

0 VND

Late payment fee

5%

Overseas transaction fee

3,5%

Interest rate

~ 3,3%/ month

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Frequently Asked Questions

World JOY Of Offers