Earn 0.7% rewards on credit card spends, cumulative value does not exceed VND 700,000 per month, up to VND 8,400,000 p.a.

Earn rewards with unlimited shopping

Earn rewards with unlimited shopping

Unlimited rewards and endless shopping at more than 2000 merchants of Vpoint community

Unlimited rewards and endless shopping at more than 2000 merchants of Vpoint community

Earn 0.7% rewards on credit card spends, cumulative value does not exceed VND 700,000 per month, up to VND 8,400,000 p.a.

Chance to get big deals, up to 50% off

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Maximum interest-free days

Maximum interest-free days

Worry-free shopping with up to 45 interest-free days

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65
  • Income: from VND 5 million/month paid by wire transfer
  • Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
  • Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Learn about fees and interest rates of  MASTER PLATINUM VPOINT - MSB

here

Annual Fee

199.000 VND

Issuance fee

0 VND

Late payment fee

5%

Overseas transaction fee

3%

Limit

See here

Interest Rates

~ 2,7%/ month

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Frequently Asked Questions

World JOY Of Offers