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Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.

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MSB Digital Bank

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Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.

Cards

Napas Domestic Card

Napas Domestic Card

  • Online transactions anytime, anywhere
  • One-tap payments with Apple Pay & Samsung Pay
  • Fast issuance and easy account management
Apply
MSB Visa Classic

MSB Visa Classic

  • Cost-efficient international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Visa, and partner networks
Apply
MSB Mastercard Family

MSB Mastercard Family

  • Earn up to 30% cashback on family care spending
  • JOY privileges ecosystem
  • Link your e-wallet and enjoy fast one-tap payments
Apply
MSB Visa Travel

MSB Visa Travel

  • Earn up to 6% cashback on travel spending
  • Up to VND 7.2 million cashback per year
  • Link your e-wallet and enjoy fast one-tap payments
Apply
Napas Domestic Card

Napas Domestic Card

  • Online transactions anytime, anywhere
  • One-tap payments with Apple Pay & Samsung Pay
  • Fast issuance and easy account management
Apply
MSB Visa Classic

MSB Visa Classic

  • Cost-efficient international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Visa, and partner networks
Apply
MSB Mastercard Platinum FCB

MSB Mastercard Platinum FCB

  • Zero-fee international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Mastercard, and partner networks
Apply
MSB Mastercard Hybrid

MSB Mastercard Hybrid

  • 2-in-1 card combining debit and credit features
  • Attractive cashback and reward points
  • Smart and flexible spending experience
Apply

Promotions

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ENJOY 5% OFF LUXURY SHOPPING AT TAMSON

ENJOY 5% OFF LUXURY SHOPPING AT TAMSON

2 days remain

Promotion Period: Until 31 October 2026. Participating Locations: Tam Son-managed stores. Eligible Customers: Customers paying with an eligible MSB Visa Signature card. Promotion Details: Enjoy 5% off regular-priced products from the following brands: Premium Fashion: Tory Burch, Kenzo, Maison Kitsuné, BOSS, HUGO, Marc Jacobs, Longchamp, Sandro, Maje, FairLiar, acmé de la vie, Okaidi-Obaibi. Beauty & [...]

“HEALTH COMPANIONSHIP, COMPLETE LOVE” PROGRAM TERMS AND CONDITIONS (FOR MSB MASTERCARD GREEN WORLD INTERNATIONAL CREDIT CARDHOLDERS)

“HEALTH COMPANIONSHIP, COMPLETE LOVE” PROGRAM TERMS AND CONDITIONS (FOR MSB MASTERCARD GREEN WORLD INTERNATIONAL CREDIT CARDHOLDERS)

63 days remain

Program Name: “Health Companionship, Complete Love” Program for MSB Mastercard Green World International Credit Cardholders Applicable Area & Territory: MSB’s merchants accepting card payments, which, for the purposes of these Terms and Conditions, are limited to: Hong Ngoc – Phuc Truong Minh General Hospital, located at 08 Chau Van Liem Street, Tu Liem Ward, Hanoi [...]

Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts

Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts

27/05/2026

PROGRAM TERMS AND CONDITIONS 1. Promotion Program Name: Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts 2. Promoted Goods/Services: M-Triple – Card & Unsecured Loan Combo 3. Information of the Merchant Implementing the Promotion: Merchant Name: Vietnam Maritime Commercial Joint Stock Bank (MSB) Headquarters Address: No. 54A Nguyen Chi Thanh, Lang Thuong Ward, Dong Da [...]

MSB News

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MSB IMPLEMENTS COMPREHENSIVE INTEREST RATE SOLUTIONS TO SUPPORT BUSINESSES AND INDIVIDUALS

MSB IMPLEMENTS COMPREHENSIVE INTEREST RATE SOLUTIONS TO SUPPORT BUSINESSES AND INDIVIDUALS

20/10/2026

HANOI – Responding to the directives of the Government and the State Bank of Vietnam (SBV) on lowering interest rate levels, Vietnam Maritime Commercial Joint Stock Bank (HoSE: MSB) has rolled out a comprehensive package of measures across both mobilization (deposits) and lending, aiming to optimize capital costs and enhance support for both retail and [...]

QR Global – Seamless Cross-Border Payments with MSB

QR Global – Seamless Cross-Border Payments with MSB

08/10/2026

Every journey is more complete when payment is no longer a barrier. MSB, in partnership with NAPAS, has launched VietQR Global, enabling convenient cashless payments across borders. When traveling abroad, Vietnamese customers can make quick payments by scanning QR codes on the MSB Digital Bank app. No cash or currency exchange is required, while the [...]

MSB VISA ONLINE CREDIT CARD INTRODUCES A NEW CARD DESIGN

MSB VISA ONLINE CREDIT CARD INTRODUCES A NEW CARD DESIGN

06/10/2026

MSB has officially introduced a new design for the MSB Visa Online Credit Card, featuring a more modern and youthful look tailored to today’s online shopping lifestyle. The card design update does not affect the existing features and benefits of the MSB Visa Online Credit Card. Cardholders can continue to use their card for online [...]

Frequently Asked Questions

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What is the minimum and maximum credit limit?
22/10/2026

The credit limit ranges from VND 10 million to VND 1 billion.

How is the membership fee charged?
22/10/2026

The membership fee is charged on the 26th of every month.

Is there an annual fee waiver program for the card from the second year onward?
22/10/2026

Waive the annual fee from the second year onward if total spending reaches a minimum of VND 100 million in the current year.

MSB Digital Bank

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Vietnam Deposit Insurance

Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.