Flexible cashback, feel free to live in your own way

20% cashback, change the cashback field according to your preferences

20% cashback, change the cashback field according to your preferences

20% cashback, up to 300,000 VND/statement period

Freely choose the field of monthly payment:

  • Eat, drink, coffee
  • Travel and hotel
  • Digital entertainment application

Discount of 1.5 million VND in the first 3 months of using the card

Cashback 500,000 VND/statement period in the first 3 months (minimum spending in the statement period reaches 10 million VND)

Technology virtual card, choose your own card

With the mDigi virtual card that can be accessed through the MSB Plus program, you may make hassle-free and convenient online payments without using a physical card. You can personalize the color of your virtual cards to reflect your own individuality.

Opportunity to buy bargains at your fingertips, up to 50% off

Up to 50% off at more than 300 stores in JOY Deals World

Flexible installment payment

Flexible installment payment for all transactions up to 12 months, especially support 0% interest rate at many big partners such as Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Miễn lãi tối đa tới 45 ngày

Shop with peace of mind, with interest free of up to 45 days

Điều kiện mở thẻ

  • Nationality : Vietnamese.
  • Age: From full 18 to 65 years old.
  • Income: Salary transferred from 05 million VND/month.
  • Having household registration/temporary residence in the provinces/cities where MSB is located.
  • Terms - Conditions for the issuance and use of credit cards See here

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Tìm hiểu ngay về biểu phí và lãi suất của MSB Mastercard mDigi

tại đây

Annual fee

399,000 VND

Issuance fee

0 VND

Late payment fee

5%

Foreign currency transaction fees

3%

Interest rate

tại đây

Lưu ý: Biểu phí trên chưa có VAT. Biểu phí có thể thay đổi thay từng thời kỳ

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Câu hỏi thường gặp

Thế giới ưu đãi JOY