Inclusive features to meet all your needs

Waive all types of fee including annual fee, card issuance fee, ATM cash withdrawal fee

Waive all types of fee including annual fee, card issuance fee, ATM cash withdrawal fee

Inclusive features to meet all your needs

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Chance to get big deals, up to 50% off

Inclusive features to meet all your needs

Waive all types of fee including card issuance fee, annual fee, cash withdrawal fee at local ATM, card reissuance fee

  • Earn interest on your account balance (0.3% APY starting from VND 100 million, 0.7% APY starting from VND 500 million)

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65

Điều kiện mở thẻ

  • Debit card issuance request
  • Identity Card copy
Learn about fees and interest rates of  Visa Classic

here

Annual fee

Free

Issuance fee

0 VND

Late payment fee

2%

Overseas transaction fee

3%

Limit

0 đồng

Interest Rates

0 đồng

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Frequently Asked Questions

World JOY Of Offers