MSB Visa Signature

Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, golf, health, insurance, education

Sign up now Open now

Fee Schedule and User Manual

Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, golf, health, insurance, education

Sign up now Open now

Biểu phí và Hướng dẫn sử dụng

Detail card

Attractive cashback up to VND 12 million rebate per annum

(New feature applies from December 2022 statement period)

10% cashback on dining spends at weekends
10% cashback on health, education
10% cashback on insurance sector (up to 300,000 VND/statement period)
1% cashback on golf spends
Money back policy see here

Receive 12 free rounds per year at 50 Golf Courses nationwide. See here

Time duration: from 01/02/2023 to 31/01/2024

Receive 12 free rounds per year at 50 Golf Courses nationwide. See here
Time duration: from 01/02/2023 to 31/01/2024

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

Flexible feature, transactions up to 24 months with your favorite partners. See here
0% installment feature at major partners like Sendo, FPT Shop, Nguyễn Kim,...See here

Up to 45 interest-free days

Worry-free shopping with up to 45 interest-free days

Eligibility and Documents

Eligibility
Documents

Điều kiện mở thẻ

Nationality: Vietnamese
Age: from 18 to 65
Income: from VND 15 million/month paid by wire transfer
Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

Credit card issuance request
Identity Card copy
Household Registration Book copy
Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
Income statement or other alternative proofs

Fees and Interest Rates

Learn about fees and interest rates of MSB Visa Signature

here

Annual fee

1.499.000 VND

Issuance fee

0 VND

Late issuance fee

4%

Overseas transaction fee

3%

Limit

4%

Interest rates

~ 2,5%/ month

Note: These fees and rates are VAT exclusive and subject to change from time to time

Privacy and More

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment