MSB Visa Travel
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Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.
Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.
Detail card
Fulfilling travels with up to 6% cashback on all spends
6% cashback on the following categories
- Dining, airlines, hotels
- Duty Free stores
- Transport (Grab, Be, Taxi, etc.)
- Travels (Traveloka, Agoda, Booking.vn, etc.)
- Cashback policy see here
Chance to get big deals, up to 50% off
Up to 50% discount at more than 300 outlets under JOY World of Benefits
Flexible installment plan
Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.
Up to 45 interest-free days
Worry-free shopping with up to 45 interest-free days
Eligibility and Documents
Điều kiện mở thẻ
- Nationality: Vietnamese
- Age: from 18 to 65
- Income: from VND 15 million/month paid by wire transfer
- Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
- Terms and conditions of credit card issuance and usage See here
Điều kiện mở thẻ
- Credit card issuance request
- Identity Card copy
- Identity Card copy
- Household Registration Book copy
- Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
- Income statement or other alternative proofs
Fees and Interest Rates
Annual fee
VND 599,000
Issuance fee
VND 0
Late payment fee
5%
Overseas transaction fee
10%
Interest Rates
~ 2,5%/ tháng
Note: These fees and rates are VAT exclusive and subject to change from time to time
Privacy and More
JOY World of Benefits
Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits
Internet Banking/ Mobile Banking
Card management and fastest credit card outstanding repayment
Contactless payment
Easy, fast and secure transactions through Contactless
MSB Plus
MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption
Privacy and security
Advanced protection by OTP and Verified by Visa for secured online shopping
Credit card e-statement
Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment
