Fulfilling travels with up to 6% cashback on all spends

Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.

Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.

Fulfilling travels with up to 6% cashback on all spends

6% cashback on the following categories

  • Dining, airlines, hotels
  • Duty Free stores
  • Transport (Grab, Be, Taxi, etc.)
  • Travels (Traveloka, Agoda, Booking.vn, etc.)
  • Cashback policy see here

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Up to 45 interest-free days

Worry-free shopping with up to 45 interest-free days

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65
  • Income: from VND 15 million/month paid by wire transfer
  • Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
  • Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Learn about fees and interest rates of  MSB Visa Travel

here

Annual fee

VND 599,000

Issuance fee

VND 0

Late payment fee

5%

Overseas transaction fee

10%

Interest Rates

~ 2,5%/ tháng

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Frequently Asked Questions

World JOY Of Offers