Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Partial Withdrawal Savings

Flexibly withdraw part of the principal before maturity without closing the deposit, while the remaining balance continues to earn interest.

What makes it special?

Product information

General Overview	A savings product that allows a single deposit with multiple partial principal withdrawals during the savings period. The remaining balance continues to earn interest at the original deposit tenor rate.
Tenor	1-13 months, 15, 18, 24, and 36 months
Currency	VND
Minimum Deposit Amount	VND 20,000,000
Minimum Withdrawal Amount	VND 5,000,000 for over-the-counter deposits and VND 500,000 for online deposits
Maximum Number of Withdrawals	Up to 5 withdrawals for over-the-counter deposits; Unlimited withdrawals for online partial principal withdrawal deposits
Interest Payment Method	At maturity
Early Withdrawal	Customers may make early withdrawals (partial or full). The early-withdrawn portion earns non-term deposit interest rates. The remaining principal continues to earn interest at the original deposit tenor rate.
Renewal	Automatic rollover of both principal and interest into a new corresponding tenor, or conversion to the Highest Interest Rate Savings product with an equivalent tenor if the Bank discontinues the Partial Principal Withdrawal product. Interest rates applied will be those published at the time of renewal by MSB.

Tools

Deposit interest rate

0-6 mths 7-12 mths Over 12 mths

Term	At counter	Online

Interest paid at maturity

Deposit amount

VND

Interest (%pa)

Term

Total return

0 VND

Interest paid at maturity 0 VND

Interest rate 0 %

Frequently Asked Questions

Learn More

Can customers withdraw funds before maturity multiple times during the savings period?

18/03/2026

Yes. With the Partial Withdrawal Savings product, customers can flexibly withdraw funds before maturity multiple times:

Up to 5 withdrawals for savings accounts opened at branches
Unlimited withdrawals for online savings accounts

What is the enhanced security layer for savings accounts?

12/02/2026

Customers will have an additional protection layer when closing online savings accounts through security questions. Customers may select up to 3 security questions. When enabling or disabling the feature, customers must correctly answer the security questions set at the time of service registration.

Can customers authorize another person to close their savings account?

03/02/2026

Yes. MSB allows customers to authorize another person to close a savings account opened at a branch, in accordance with the bank’s current regulations.