Highest Interest Rate Savings
- Top interest rates
- Flexible tenors
- Eligible for preferential overdraft rates
What makes it special?
Attractive interest rates, up to 0.5% higher than counter rates
Flexible multiple deposits
Safe and secure
Product information
| General Overview | A savings product that allows customers to deposit and manage funds entirely online via internet banking. |
| Tenor | A wide range of tenors, depending on the savings product selected by the customer. |
| Currency | VND |
| Minimum Deposit Amount | From VND 1,000,000 |
| Interest Payment Method | Various interest payment options are available—such as one-time interest payment, monthly periodic interest payment, or interest payment at maturity—depending on the savings product selected. |
| Maturity | For the auto-renewal option: on the maturity date, if the customer does not close the term deposit, the system will automatically roll over the deposit into a new term with the interest rate published at MSB branches/website at the time of renewal by MSB. |
Tools
Deposit interest rate
| Term | At counter | Online |
|---|
Interest paid at maturity
VND
Total return
0 VND
Interest paid at maturity
0 VND
Interest rate
0 %
Frequently Asked Questions
Learn MoreCan I choose which savings accounts to apply the enhanced security layer to?
12/02/2026
Yes. Customers may select one or multiple online savings accounts (up to 10 accounts per request).
What is the enhanced security layer for savings accounts?
12/02/2026
Customers will have an additional protection layer when closing online savings accounts through security questions. Customers may select up to 3 security questions. When enabling or disabling the feature, customers must correctly answer the security questions set at the time of service registration.
Can customers withdraw funds before maturity multiple times during the savings period?
18/03/2026
Yes. With the Partial Withdrawal Savings product, customers can flexibly withdraw funds before maturity multiple times:
- Up to 5 withdrawals for savings accounts opened at branches
- Unlimited withdrawals for online savings accounts
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