Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Working Capital Loans

Seamless Cash Flow – Accelerate Your Business Growth
A leading financing solution from MSB to supplement working capital for business operations

What makes it special?

Product information

The Working Capital Loan at MSB is a flexible financing solution designed to meet funding needs for production and business operations. With large loan limits, convenient eligibility requirements, and repayment plans aligned with cash flow, MSB enables customers to secure the capital needed to maintain and expand their business activities. This product is suitable for various business models, including customers operating online businesses via social media or e-commerce platforms. With a transparent approval process and dedicated advisory support, MSB provides effective financing solutions to help businesses operate stably and sustainably.

Tools

Loan Amount

VND

Interest Rate (%/p.a)

Term

Months

Loan Plan

Monthly payment from

1,510,000 - 510,000 VND

Total interest payable

10,510,000 VND

Loan Amount: 10,000,000 VND

Interest Rate (%/p.a): 12%/năm

Term: 12 tháng

Period	Principal	Interest	Total	Remaining Balance
Total	--	--	--	0

(*) Unit: VND

Frequently Asked Questions

Learn More

Which entities should opt for MSB’s Working Capital Loan?

15/03/2026

The product is designed for individuals engaged in business activities, including self-employed individuals, household business representatives, or private enterprise owners.

What lending structures does MSB offer for working capital loans?

15/03/2026

MSB offers flexible lending structures, including short-term single-disbursement loans, credit limit facilities, and medium- to long-term loans, tailored to each customer’s business needs.

What is the maximum tenor of the loan?

15/03/2026

The maximum loan tenor is up to 36 months. MSB will review the approved credit limit every 12 months to ensure it remains aligned with the customer’s business performance.