Fixed Asset Investment Loans
- Financing up to 90% of funding needs
- Fast approval, simple procedures
- Principal grace period of up to 12 months
What makes it special?
Loan limit of up to VND 5 billion
Interest rates from only 0.65% per month
Loan tenure of up to 10 years
Product information
The Consumer Loan at MSB is a flexible financing solution that helps customers secure funds for personal spending, shopping, and other financial plans. With a high loan limit, competitive interest rates, long loan tenures, and flexible principal grace periods, MSB helps reduce financial pressure and optimize spending plans at every stage. A fast approval process, simplified procedures, and dedicated advisory support enable customers to conveniently access financing and confidently pursue their plans.
Tools
VND
Months
Loan Plan
Monthly payment from
1,510,000 - 510,000 VND
Total interest payable
10,510,000 VND
Frequently Asked Questions
Learn MoreWhat fees should I prepare before disbursement?
15/03/2026
Customers are required to pay the collateral valuation fee, based on which MSB determines the loan amount according to the value of the collateral. This fee is paid when submitting the loan application documents to the Bank. Once the loan is approved, customers must prepare the notarization fee for the security agreement and the collateral security registration fee to complete the mortgage procedures before disbursement.
Am I required to purchase insurance for the property/apartment/vehicle during the loan term?
16/03/2026
Yes. Fire insurance for houses/apartments and insurance for transport vehicles not only secure the loan for the Bank but also protect the customer’s own interests.
Will I be charged interest or penalties for late payments?
16/03/2026
If the customer fails to pay or only partially pays the principal or interest by the due date specified in the credit agreement:
- Overdue principal: The customer must pay overdue interest equal to 150% of the applicable interest rate at the time the loan becomes overdue, calculated on the overdue principal for the delayed period.
- Overdue interest: The customer must pay late payment interest at 10% per year calculated on the overdue interest amount for the delayed period.
You May Be Interested In
Home Construction & Renovation Loans
- Fixed interest rate of 6.0% per year for the first 6 months
- Fast approval, streamlined procedures
- Loan limit of up to VND 20 billion
Medium- and Long-term Investment Loans
- Comprehensive financing for business needs
- Diverse financing structures and collateral types
- Financing of up to 80% of total project investment cost.
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