An MSB credit card is a payment instrument issued by Vietnam Maritime Commercial Joint Stock Bank (MSB) that allows customers to make purchases within the approved credit limit and repay the bank later in accordance with applicable regulations.

MSB currently issues international Visa and Mastercard credit cards with various card tiers to meet diverse customer needs for spending, shopping, travel, and cashback benefits. The card products currently offered include: MSB Visa Signature, MSB Visa Travel, MSB Visa Online, MSB Mastercard Green World, MSB Mastercard Family, MSB Mastercard mDigi, MSB Mastercard Super Free, MSB Mastercard World Elite, and MSB Mastercard Hybrid.

To apply for an MSB credit card, customers must meet the following requirements:
1. Nationality: Vietnamese citizen
2. Residence/Workplace: Located in provinces or cities where MSB Branches/Transaction Offices are available
3. Age: Primary cardholder: From 20 to 65 years old; Supplementary cardholder: From 15 years old and above
4. Credit history: No Group 2 bad debt within the last 12 months; No Group 3 bad debt within the last 24 months
5. Income (salary transferred via bank account): From VND 6 million per month or more; From VND 8 million per month or more for customers in Hanoi and Ho Chi Minh City; The applicant must not work in hazardous or high-risk occupations (Income requirements may vary depending on MSB policies and specific card products from time to time.)
6. Other requirements: According to MSB regulations applicable from time to time
Note: Please visit https://taichinhtieudung.msb.com.vn or go to the nearest MSB Branch/Transaction Office to apply for an international credit card. The credit assessment team will review the application and provide feedback to the customer.