• Luxurious metal card design, featuring the North Star symbol representing guidance and leadership.
• Credit limit ranging from VND 500 million up to VND 2 billion.
• 10% cashback, up to VND 36 million per year (VND 3 million per statement cycle) for spending in travel, hotels, premium dining at 5-star hotels (restaurants sharing the same MCC as hotels), and luxury fashion.
• 100% foreign transaction fee rebate for overseas card spending.
• 4 complimentary golf course access passes for the primary cardholder.
• Unlimited access to more than 1,200 premium airport lounges worldwide for the primary cardholder, plus 10 lounge visits per year for family members.
• Option to choose a personalized beautiful card number.
• Global travel insurance coverage of up to VND 11 billion.

The annual fee is VND 1,499,000 per year.

– Annual fee waiver for Engagement Priority Banking customers.
– For regular customers:
+ First year: 100% annual fee rebate if spending reaches VND 5 million within 30 days from the card activation date.
+ From the second year onwards: Annual fee waiver if the total spending in the 12 months prior to the annual fee charge date (12-month cycle from the card issuance date) reaches at least VND 300 million per year.

• Credit limit from VND 100 million to VND 1 billion.
• Cashback of up to 10% for spending in categories such as healthcare, education, insurance, and dining.