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Payroll Account

Receive your salary via MSB – All-in-one benefits for working professionals.

Payroll Account

Receive your salary via MSB – All-in-one benefits for working professionals.

What makes it special?

100% Fee-Free Transactions

Outstanding Personal Financial Solutions

Premium Credit Privileges

Product information

General Overview A comprehensive financial solution for employees working at organizations and enterprises that have signed payroll disbursement agreements with MSB.
Product Benefits – Optimized salary cash flow, free of charge for all transactions, with easy access to credit facilities without income verification

– Credit or overdraft limits of up to 5 times monthly income for:

  • Employees working at organizations/enterprises with Mpayroll agreements with MSB, earning an average monthly income of at least VND 10 million in Hanoi and Ho Chi Minh City, or VND 8 million in other provinces/cities
  • Salary fully credited via bank transfer.

– Comprehensive fee waivers, including card issuance fees, annual fees for payment accounts and debit cards, internet banking/mobile banking fees, internal and 24/7 interbank transfer fees via internet banking, on-us and off-us ATM transaction fees, monthly account maintenance fees, and SMS service fees (if notifications are received via app notifications)

 

 

Frequently Asked Questions

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Are there any fees for opening an account?
11/03/2026

Not at all. Account registration is completely free of charge.

Can I change the default account used for transfers?
12/02/2026

Yes, you can change the default account for transfers.
To change the default account, please follow these steps:

  • Step 1: Log in to the MSB mBank application.
  • Step 2: Select Settings → Payment Settings.
  • Step 3: Choose Change Default Account and follow the instructions.
Can I still use the Business Household Account if I am not familiar with technology?
03/02/2026

Absolutely. The Business Household Account is designed to be simple and user-friendly with an intuitive interface.

Even users who are not familiar with technology can easily receive payments, track transactions, and manage revenues.

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