The product provides the following benefits: Risk protection benefits: protection against death and/or total and permanent disability. Investment benefits: premiums are allocated into Prudential-managed unit-linked funds, and customers receive the full investment results while bearing the associated investment risks. Maturity benefit: receive 100% of the policy account value. Account value bonus benefits: Growth Bonus Loyalty […]
Pru – Steady Investment Growth is a life insurance product under the Pru-Linked Insurance (unit-linked insurance) category. Policy benefits are clearly separated between: Risk protection benefits (applicable in cases of death and/or total and permanent disability), and investment benefits Insurance premiums will be allocated into unit-linked funds, which are invested in financial markets. The Policyholder […]
Hospitalization days will be eligible for benefits if the following conditions are met: The customer is hospitalized and stays continuously for at least 12 hours Hospitalization occurs within 30 days from the date of the accident causing injury Admission is medically necessary and confirmed by a physician A treatment episode includes all hospitalizations directly related […]
Benefits are payable when treatment is received at legally licensed hospitals or medical facilities recognized by the government with authorization to provide inpatient or outpatient treatment. Insurance benefits do not apply to: rest or nursing homes; specialized facilities for the elderly; and facilities for alcohol, drug, or substance rehabilitation.
Yes. Customers will receive daily hospitalization allowance for inpatient treatment due to accidents, illness, or disease, according to the insurance benefits.
No. Critical Illness Insurance provides a lump-sum payment based on the medical diagnosis, and 100% of the Sum Insured is paid according to the policy benefits.
Yes. Benefits from Critical Illness Insurance are paid independently of Health Insurance or Healthcare Insurance.