Customers who are private enterprise owners, self-employed individuals, or household business representatives, belonging to the Affluent customer segment under MSB regulations. At least 24 months of experience in real estate business.
The loan limit depends on the purpose of financing: Purchase/transfer of factories: up to VND 50 billion. Construction or renovation of factories: up to VND 20 billion. Purchase of machinery, equipment, or transport vehicles: up to VND 8 billion.
Customers pay interest monthly. The principal repayment is flexible, aligned with the customer’s cash flow and may be paid monthly or every 2–3–4 months.
The loan may be used for business-related purposes, including: Purchasing or transferring real estate/factories used as business premises. Constructing or renovating real estate/factories used as business premises. Purchasing machinery, equipment, or transport vehicles. Refinancing loans for eligible business purposes.
The product is designed for individuals engaged in business activities, including self-employed individuals, household business representatives, or private enterprise owners.