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MSB – Ngân hàng TMCP Hàng Hải Việt NamMSB – Ngân hàng TMCP Hàng Hải Việt Nam

Notice on the Protection and Processing of Data (Online Version)

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General terms and conditions for unsecured loans to employees at MSB on the mobile app

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MB01 Loan Application Form for Overdraft Limit MSB_Replacing MB10 Decision 961

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General terms and conditions for credit facilities extended to individual customers at MSB

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What is the maximum amount I can borrow for a used car?

Customers may borrow up to 70% of the vehicle value based on MSB’s appraisal.

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Are there any residential requirements I should be aware of?

Customers must reside in the same province/city where the MSB branch/transaction office receives the loan application, or in a neighboring province/city within 30 km of the branch/transaction office.

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How is the vehicle usage period calculated?

The vehicle usage period is calculated from the date of the first vehicle registration to the date of loan application, rounded to full years.

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What are the available repayment methods?

Interest is paid monthly based on the outstanding balance. Principal repayment may be equal or flexible, depending on the customer’s income source.

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How long does it take to process my loan application?

Approval time: up to 8 working hours.

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What are the residential requirements for customers?

Residing in the same province/city where the MSB branch/transaction office processes the loan application, or in a neighboring province/city within a maximum distance of 30 km from the MSB branch/transaction office receiving the application.

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