Criteria Interest rate Average lending interest rate 7.58% Average gap between deposit and lending interest rates (*) 1.44% Note: MSB’s average lending interest rate is not the rate applied to each individual loan. The average gap between deposit and lending interest rates does not include capital mobilization costs such as compulsory reserves, deposit insurance, liquidity […]
Refers to ongoing and continuous funding needs to support the customer’s business operations, such as supplementing working capital.
Under this method, MSB approves a credit limit that customers can use for up to 12 months. Depending on actual funding needs, customers may withdraw funds multiple times within the approved limit. For each withdrawal, the customer and MSB will agree on the loan amount, interest rate, and repayment schedule through a debt acknowledgment agreement. […]