Yes. Insurance covers physiotherapy treatment expenses when the treatment is prescribed and deemed medically necessary by a doctor. The reimbursement ranges from VND 50,000 to VND 100,000 per day, up to 60 days per year, applicable to Gold, Platinum, and Diamond plans.

Customers who purchase insurance through MSB may renew their policy within a maximum of 7 days from the expiry date and still be considered a continuous renewal (no waiting period applied). However, the renewed insurance certificate will only take effect from the date the renewal premium is paid.

If a customer has two valid health insurance policies, GIC will reimburse medical treatment expenses within the coverage scope of the policy. The total reimbursement amount will not exceed either the actual medical invoice or the combined benefit limit of the two policies, whichever is lower.

Yes. The benefits for cancer diagnosis, hospitalization allowance, and death due to illness are paid independently. Therefore, if the customer has already received cancer or hospitalization benefits but later dies from cancer, the death benefit will still be paid according to the sum insured stated in the insurance certificate/policy.

No. The hospitalization allowance does not limit the number of days per treatment episode. However, within one policy term, the maximum payable days are: 45 days for hospitalization due to early-stage cancer. 90 days for hospitalization due to advanced-stage cancer.

Cancer Insurance provides benefits when the customer is unfortunately diagnosed with cancer. The benefits are paid independently, including: Cancer insurance benefit. Hospitalization allowance for cancer treatment. Death benefit due to illness.

Hospitalization days will be eligible for benefits if the following conditions are met: The customer is hospitalized and stays continuously for at least 12 hours Hospitalization occurs within 30 days from the date of the accident causing injury Admission is medically necessary and confirmed by a physician A treatment episode includes all hospitalizations directly related […]

Benefits are payable when treatment is received at legally licensed hospitals or medical facilities recognized by the government with authorization to provide inpatient or outpatient treatment. Insurance benefits do not apply to: rest or nursing homes; specialized facilities for the elderly; and facilities for alcohol, drug, or substance rehabilitation.