Yes. Insurance covers physiotherapy treatment expenses when the treatment is prescribed and deemed medically necessary by a doctor. The reimbursement ranges from VND 50,000 to VND 100,000 per day, up to 60 days per year, applicable to Gold, Platinum, and Diamond plans.

Customers who purchase insurance through MSB may renew their policy within a maximum of 7 days from the expiry date and still be considered a continuous renewal (no waiting period applied). However, the renewed insurance certificate will only take effect from the date the renewal premium is paid.

If a customer has two valid health insurance policies, GIC will reimburse medical treatment expenses within the coverage scope of the policy. The total reimbursement amount will not exceed either the actual medical invoice or the combined benefit limit of the two policies, whichever is lower.

Yes. The benefits for cancer diagnosis, hospitalization allowance, and death due to illness are paid independently. Therefore, if the customer has already received cancer or hospitalization benefits but later dies from cancer, the death benefit will still be paid according to the sum insured stated in the insurance certificate/policy.

No. The hospitalization allowance does not limit the number of days per treatment episode. However, within one policy term, the maximum payable days are: 45 days for hospitalization due to early-stage cancer. 90 days for hospitalization due to advanced-stage cancer.