Flexible, depending on customer needs. Typically ranging from a few days to under 12 months. Suitable for short- and medium-term liquidity management.

Corporate customers with short-term foreign currency liquidity management needs. Enterprises temporarily having surplus or shortfall of foreign currency. Customers who have existing spot or forward transactions and wish to adjust the settlement date.

Hedging interest rate risk. Converting loan interest structure: From floating rate → fixed rate Or from fixed rate → floating rate Proactively managing cash flow planning and cost of funds.