No. MSB does not charge overdraft interest for same-day usage.

The approved overdraft limit may be maintained for a maximum period of up to 1 year.

MSB automatically calculates overdraft interest periodically based on the overdraft balance and collects it from the customer’s current account. If the account balance is insufficient on the interest collection date, the system will continue collecting until the full interest amount is paid.

Yes. However, the time between the incurrence of the expense and the loan disbursement must not exceed 12 months, and the reimbursement must be approved by MSB based on the actual supporting documents provided.

Yes, except for industries and business activities prohibited by law.

Yes. However, customers must comply with the foreign exchange regulations of MSB and the State Bank of Vietnam (SBV).