Customers can manage their loans anytime, anywhere through: The MSB mBank app (showing principal balance, interest, and repayment schedule). Contacting an MSB branch or hotline for detailed assistance.
No. Direct designated cash flow limits are not granted for customers operating in the construction sector.
The loan tenor depends on the business cycle, business plan, capital recovery period, and the customer’s repayment capacity, but must not exceed 12 months per debt agreement.
Yes. It may be applied to export plans where the quantity of goods can be determined, such as in cashew processing or coffee wholesale/production industries.
The repayment period must not exceed 60 days for domestic factoring and 120 days for international factoring.
Receivables are determined based on the claim amount stated in the document set or the payment claim value in valid supporting documents in accordance with applicable regulations.
Yes. MSB provides factoring for both export and domestic receivables.
No. MSB does not charge overdraft interest for same-day usage.
The approved overdraft limit may be maintained for a maximum period of up to 1 year.
MSB automatically calculates overdraft interest periodically based on the overdraft balance and collects it from the customer’s current account. If the account balance is insufficient on the interest collection date, the system will continue collecting until the full interest amount is paid.