Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Financing for Enterprises Leasing Industrial Real Estate at ROX iPark

For businesses leasing industrial real estate within ROX iPark Industrial Parks.

What makes it special?

Product information

This financing solution supports businesses leasing industrial real estate at ROX iPark to expand production and invest in factory facilities.

Outstanding Benefits:

Fast financing process, allowing businesses to receive disbursement immediately upon signing the Memorandum of Understanding (MOU) deposit agreement.
Collateralized by the industrial park infrastructure lease contract, with financing of up to 85% of the lease contract value and loan tenors of up to 10 years.
Principal grace period of up to 36 months from the date of the first disbursement.

Frequently Asked Questions

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What medium- and long-term loan products does the bank offer for manufacturing enterprises?

11/03/2026

Financing of up to 85% of the land lease contract value and up to 70% for assets formed from loan proceeds (construction costs and machinery & equipment investment).
Medium- and long-term financing with tenors of up to 10 years.
Principal grace period of up to 36 months.
Acceptance of rights arising from the lease contract as collateral.

Does the bank provide unsecured credit facilities for businesses?

11/03/2026

Financing is available from the land investment stage at the time the deposit agreement (MOU) is signed, without requiring additional collateral.

Besides rights arising from the land lease contract, do I need to provide additional independent collateral?

11/03/2026

During the land investment stage, collateral consists of rights arising from the land lease contract. During the factory construction and machinery & equipment investment stage, collateral may include assets formed from the loan proceeds.