Factoring
- Flexible Financing Solutions
- Financing of up to 90% of the outstanding invoice value
- Financing from the moment valid receivables are formed
What makes it special?
Short-term financing without collateral and/or up to 280% of the collateral value, with a wide variety of asset types.
Use for multiple purposes
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Product information
Supplementing working capital to support production and business operations helps businesses stabilize their finances and increase their proactive approach in business planning.
Frequently Asked Questions
Learn MoreDoes MSB provide short-term foreign currency loans for import payments?
10/03/2026
Yes. However, customers must comply with the foreign exchange regulations of MSB and the State Bank of Vietnam (SBV).
Does MSB provide short-term loans to businesses in all industries?
10/03/2026
Yes, except for industries and business activities prohibited by law.
Does MSB provide short-term loans to reimburse previously incurred business expenses?
10/03/2026
Yes. However, the time between the incurrence of the expense and the loan disbursement must not exceed 12 months, and the reimbursement must be approved by MSB based on the actual supporting documents provided.
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MSB Visa Business Card
- Credit limit of up to VND 500 billion
- Cash withdrawal of up to 30% of the card limit
- Unlimited number of cards – Interest-free period of up to 45 days
Overdraft Facilities
- No debt acknowledgment agreement required – fast payments
- Disbursement first – documents later
- Flexible payment channels
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