Factoring
- Flexible Financing Solutions
- Financing of up to 90% of the outstanding invoice value
- Financing from the moment valid receivables are formed
What makes it special?
Credit limit of up to VND 200 billion
Financing available before the official contract is signed
Financing tenor of up to 12 months
Product information
Offtake-based financing is a credit facility in which MSB provides financing based on the customer’s offtake plan and expected cash flows, while managing repayment sources accordingly, without requiring collateral.
Frequently Asked Questions
Learn MoreCan financing be provided based on offtake contracts without a fixed contract value?
10/03/2026
Yes. It may be applied to export plans where the quantity of goods can be determined, such as in cashew processing or coffee wholesale/production industries.
What is the maximum loan tenor?
10/03/2026
The loan tenor depends on the business cycle, business plan, capital recovery period, and the customer’s repayment capacity, but must not exceed 12 months per debt agreement.
Can credit limits based on direct cash flow commitments be granted to customers in all industries?
10/03/2026
No. Direct designated cash flow limits are not granted for customers operating in the construction sector.
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MSB Visa Business Card
- Credit limit of up to VND 500 billion
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Overdraft Facilities
- No debt acknowledgment agreement required – fast payments
- Disbursement first – documents later
- Flexible payment channels
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