Fraudulents impersonating e-commerce platforms such as Shopee, Lazada, Tiki… recruit collaborators to place virtual orders, a job that requires placing virtual orders but transferring real payment, then will receive back the principal plus a commission from 10% to 20%.

The first orders are usually worth a small amount from 1 million to 2 million VND. After transferring, collaborators are informed that the task was successful and the principal is fully returned, plus commission as committed to gain trust. Next, the subject will send a larger task with a value of up to tens of millions of dong, then report an error, request to perform another task, and be eligible to refund all previous defective orders.

Trick 2: Fraudulently approving bank loan applications but asking customers to transfer money to buy loan applications or pay insurance fees.

The fraudster created a Facebook or Zalo account, impersonating a bank employee, running ads to support bank loan packages with simple procedures, quick disbursement, customers only need to pay a fee to buy loan documents or pay loan insurance fees.

With the above tricks, the subjects ask the victim to transfer money to their personal account number. After successfully transferring the money, the fraudster will block contact, appropriate and disperse all the money they have defrauded.

Vietnam Maritime Commercial Joint Stock Bank recommends to customers:

1. Be wary of advertisements to make money and borrow money online too easily on Facebook, Zalo…
2. Vietnam Maritime Commercial Joint Stock Bank never requires customers to transfer money to credit support officers. All fees will be automatically collected on the customer’s account or collected at the counter.
3. Do not transfer money to strangers to avoid losing money and not having recourse.
4. Do not provide account information or OTP to anyone or enter this information on strange links sent via Facebook or Zalo.

If you have any questions while using the service or suspect fraud, please contact Hotline 24/7: 1900 6083 or CSKHCaNhan@msb.com.vn for quick support.