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Average interest rate of new loans disbursed in September

13/10/2025

Disclosure content:

Criteria

Interest Rate

Average loan interest rate

6.32%

Average difference between deposit and loan interest rates (*)

2.08%

 

Note:

1. The average lending interest rate of MSB is not the interest rate applied to each individual loan.

2. The average interest rate spread between deposits and loans does not include capital mobilization costs such as mandatory reserves, deposit insurance, liquidity costs, and operating costs.

Please contact MSB branches and transaction offices for more details on credit/deposit programs, promotions, and special offers.