Transportation Asset Financing
- Competitive interest rates
- Loan tenor of up to 60 months
- Financing of up to 80% of the collateral value
What makes it special?
Comprehensive financing for business needs
Diverse financing structures and collateral types
Financing of up to 80% of total project investment cost.
Product information
Understanding businesses’ needs for new investments, renovation and upgrading of business assets, long-term lease or lease-purchase payments, and other medium- and long-term funding needs, MSB offers a medium- and long-term credit solution that enables enterprises to access capital more easily while benefiting from attractive incentives that support sustainable growth.
- Early financing participation, from the signing of key transaction contracts (e.g., land lease agreements with industrial park developers or machinery purchase contracts), or from the initial stage of project construction or investment.
- Financing of up to 80% of total project investment or investment costs, with the borrower’s equity contribution implemented in parallel with the asset formation progress of the investment project.
- Acceptance of collateral formed from loan proceeds, with an LTV of up to 70%.
Frequently Asked Questions
Learn MoreWhere can customers track their loan after MSB disburses the funds?
10/03/2026
Customers can manage their loans anytime, anywhere through:
- The MSB mBank app (showing principal balance, interest, and repayment schedule).
- Contacting an MSB branch or hotline for detailed assistance.
If a customer plans a medium- or long-term loan to acquire equity in another company, will MSB consider financing?
10/03/2026
Yes. MSB considers medium- and long-term financing for both direct investment (where the customer is the investing enterprise) and indirect investment (where the customer contributes capital or acquires equity in another enterprise).
Is insurance required for collateral during the loan period?
10/03/2026
Depending on the type of collateral. For example, machinery, equipment, or production lines may require insurance. Customers must maintain valid insurance coverage throughout the loan period.
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Receivables Financing Based on Offtake Contracts
- Credit limit of up to VND 200 billion
- Financing available before the official contract is signed
- Financing tenor of up to 12 months
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