Apartment Insurance 4.0
- Most competitive premium in the market
- Dual protection for your apartment and third-party liability
- Policy issued in just one tap
What makes it special?
Independent benefits from Health Insurance / Medical Insurance
Lump-sum payout of the full Sum Insured
Simple claim procedures
Product information
| Overview | Critical Illness Insurance is a supplementary insurance product that provides long-term financial support for the treatment of various critical illnesses at different stages. It offers peace of mind for you and your loved ones while helping you confidently move toward a healthier and more secure future. |
| Entry age | 16 – 55 years old (renewable continuously up to age 65) |
| Maximum age at policy maturity | 65 years old |
| Policy term | 1 year |
| Premium payment term | Annually |
| Waiting period | ● First heart attack, first stroke: 90 days
● Cancer: Thyroid cancer (early & advanced stages): 365 days; Other cancers: 90 days ● Survival period: The insured must survive at least 7 days after diagnosis. |
Frequently Asked Questions
Learn MoreIf I already have health insurance or a healthcare card, will I still receive benefits if I purchase Critical Illness Insurance?
26/03/2026
Yes. Benefits from Critical Illness Insurance are paid independently of Health Insurance or Healthcare Insurance.
Does Critical Illness Insurance reimburse actual hospital expenses?
26/03/2026
No. Critical Illness Insurance provides a lump-sum payment based on the medical diagnosis, and 100% of the Sum Insured is paid according to the policy benefits.
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