Critical Illness Insurance
- Independent benefits from Health Insurance / Medical Insurance
- Lump-sum payout of the full Sum Insured
- Simple claim procedures
| Overview | Hospitalization Benefit Insurance provides practical support to help reduce financial burdens and give you greater peace of mind throughout your healthcare journey. |
| Entry age | 18 – 60 years old |
| Maximum age at policy maturity | 60 years old |
| Policy term | 1 year |
| Premium payment term | Annually |
| Waiting period |
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Yes. Customers will receive daily hospitalization allowance for inpatient treatment due to accidents, illness, or disease, according to the insurance benefits.
Benefits are payable when treatment is received at legally licensed hospitals or medical facilities recognized by the government with authorization to provide inpatient or outpatient treatment. Insurance benefits do not apply to: rest or nursing homes; specialized facilities for the elderly; and facilities for alcohol, drug, or substance rehabilitation.
Hospitalization days will be eligible for benefits if the following conditions are met:
A treatment episode includes all hospitalizations directly related to the same illness or injury (including complications). Subsequent hospitalizations for the same illness or injury within 60 days from the most recent discharge date will be considered part of the same treatment episode.
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