Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Home Construction & Renovation Loans

Strong Finances – A Better Home

What makes it special?

Product information

The Home Construction & Renovation Loans at MSB offer flexible financing solutions for customers planning to build, renovate, or upgrade their homes. With a preferential interest rate fixed at 6.0% per year for the first 6 months, large loan limits, and a fast approval process with streamlined procedures, MSB helps customers proactively plan their finances and implement construction projects smoothly. MSB’s advisory team provides dedicated support throughout the process, assisting with documentation at your location to ensure a convenient and reassuring borrowing experience while building your ideal home.

Tools

Loan Amount

VND

Interest Rate (%/p.a)

Term

Months

Loan Plan

Monthly payment from

1,510,000 - 510,000 VND

Total interest payable

10,510,000 VND

Loan Amount: 10,000,000 VND

Interest Rate (%/p.a): 12%/năm

Term: 12 tháng

Period	Principal	Interest	Total	Remaining Balance
Total	--	--	--	0

(*) Unit: VND

Frequently Asked Questions

Learn More

What fees should I prepare before disbursement?

15/03/2026

Customers are required to pay the collateral valuation fee, based on which MSB determines the loan amount according to the value of the collateral. This fee is paid when submitting the loan application documents to the Bank. Once the loan is approved, customers must prepare the notarization fee for the security agreement and the collateral security registration fee to complete the mortgage procedures before disbursement.

What is the monthly repayment amount?

16/03/2026

Loan repayment refers to the principal and interest amounts that the customer must pay for the loan.

What is the equal principal, reducing balance repayment method?

15/03/2026

This is a repayment method in which the principal is paid in equal installments monthly or every 2–3 months, while interest is calculated based on the outstanding principal balance.