Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Fixed Asset Investment Loans

Strengthen Your Assets – Expand Your Opportunities
A leading financing solution from MSB for investing in fixed assets.

What makes it special?

Product information

The Fixed Asset Investment Loan at MSB is a financing solution designed for customers investing in machinery, equipment, transport vehicles, or the construction and expansion of facilities serving production and business activities. MSB offers large loan limits, high financing ratios, and flexible principal grace periods, helping businesses secure capital and reduce financial pressure. With repayment methods aligned with cash flow and a transparent approval process, MSB supports businesses in realizing their investment plans and driving sustainable growth.

Tools

Loan Amount

VND

Interest Rate (%/p.a)

Term

Months

Loan Plan

Monthly payment from

1,510,000 - 510,000 VND

Total interest payable

10,510,000 VND

Loan Amount: 10,000,000 VND

Interest Rate (%/p.a): 12%/năm

Term: 12 tháng

Period	Principal	Interest	Total	Remaining Balance
Total	--	--	--	0

(*) Unit: VND

Frequently Asked Questions

Learn More

Which entities are eligible and suited for MSB’s Business Fixed Asset Investment Loan?

15/03/2026

The product is designed for individuals engaged in business activities, including self-employed individuals, household business representatives, or private enterprise owners.

What are the specific loan purposes?

15/03/2026

The loan may be used for business-related purposes, including:

Purchasing or transferring real estate/factories used as business premises.
Constructing or renovating real estate/factories used as business premises.
Purchasing machinery, equipment, or transport vehicles.
Refinancing loans for eligible business purposes.

What are the repayment methods?

15/03/2026

Customers pay interest monthly. The principal repayment is flexible, aligned with the customer’s cash flow and may be paid monthly or every 2–3–4 months.