Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Budding Savings

An installment savings product available for customers under 15 years old.

What makes it special?

Product information

General Overview	A savings product designed for children, opened and managed by parents or legal guardians, helping build long-term financial savings for the child’s future.
Tenor	3-13 months, 15, 18, 24, 36 months, and 4-15 years
Currency	VND, USD
Minimum Deposit Amount	Initial deposit: VND 1,000,000 or USD 100 Subsequent periodic contributions: VND 50,000 or USD 2
Interest Payment Method	At maturity
Interest Rate	Subject to MSB’s regulations from time to time
Early Withdrawal	Customers are allowed to withdraw before maturity and will earn non-term deposit interest rates.

Tools

Deposit interest rate

0-6 mths 7-12 mths Over 12 mths

Term	At counter	Online

Interest paid at maturity

Deposit amount

VND

Interest (%pa)

Term

Total return

0 VND

Interest paid at maturity 0 VND

Interest rate 0 %

Frequently Asked Questions

Learn More

Can customers authorize another person to close their savings account?

03/02/2026

Yes. MSB allows customers to authorize another person to close a savings account opened at a branch, in accordance with the bank’s current regulations.

Can customers withdraw funds before maturity multiple times during the savings period?

18/03/2026

Yes. With the Partial Withdrawal Savings product, customers can flexibly withdraw funds before maturity multiple times:

Up to 5 withdrawals for savings accounts opened at branches
Unlimited withdrawals for online savings accounts

What is the enhanced security layer for savings accounts?

12/02/2026

Customers will have an additional protection layer when closing online savings accounts through security questions. Customers may select up to 3 security questions. When enabling or disabling the feature, customers must correctly answer the security questions set at the time of service registration.