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Can I borrow in USD, as my imports are settled in USD?
12/03/2026

Yes. USD-denominated loans may be granted provided that the enterprise has import and export activities in compliance with applicable foreign exchange regulations.

Besides unsecured financing, can I obtain financing secured by collateral?
15/03/2026

Yes. Businesses may obtain loans secured by collateral, with financing value of up to 280% of the appraised collateral value

What is the approval and disbursement timeline?
12/03/2026
  • Express credit facilities based on the enterprise’s reputation: up to VND 15 billion, approved within 3 working days.
  • Comprehensive credit facilities of up to VND 200 billion: approval within 10 working days.