Highest Interest Rate Savings
- Top interest rates
- Flexible tenors
- Eligible for preferential overdraft rates
What makes it special?
Wide selection of currencies and tenors
Transactions available at all MSB branches
Top-tier security
Product information
| Overview | A foreign currency savings product enabling customers to deposit and earn interest in USD, EUR, AUD, CAD, SGD, GBP and JPY. |
| Tenor | 1, 2, 3, 6, 9, and 12 months |
| Currency | USD, EUR, AUD, CAD, SGD, GBP, JPY |
| Minimum Deposit Amount |
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| Interest Payment | Interest paid at maturity |
| Early Withdrawal | Customers may withdraw prior to maturity and will receive demand interest. The system automatically recalculates the payable interest and deducts any excess interest previously paid from the principal. |
| Maturity | If the account is not settled on the maturity date, both principal and interest will be automatically rolled over to a new term at the prevailing interest rate at the rollover date. If the maturity date falls on a weekend or public holiday in accordance with MSB’s regulations, payment of principal and interest will be made on the next working day. |
Frequently Asked Questions
Learn MoreWhat is the term deposit interest rate for MSB Priority Banking customers?
14/03/2026
Priority Banking customers who place online term deposits receive an additional 0.5% interest rate compared to regular customers, and an additional 0.2% interest rate for deposits made at the counter. In addition, customers are exempt from early termination fees within 2 working days from the deposit opening date for counter transactions.
Which MSB deposit product currently offers the highest interest rate?
03/02/2026
MSB’s Highest Interest Rate Savings product currently offers a competitive interest rate of up to 5.8%, helping customers maximize returns on their idle funds.
What is the non-term deposit interest rate for MSB Priority Banking customers?
14/03/2026
MSB Priority Banking customers are entitled to non-term deposit interest rates of up to 0.5% per year, depending on the end-of-day balance in the current account.
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