Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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Highest Interest Rate Savings

The highest-interest savings product available at branches.

What makes it special?

Product information

General Overview	A savings product offering the highest interest rates among all savings products at MSB.
Tenor	1-13 months, 15, 18, 24, and 36 months
Currency	VND, USD
Minimum Deposit Amount	VND 500,000 / USD 30
Interest Payment Method	At maturity
Early Withdrawal	Customers are allowed to withdraw before maturity and will earn non-term deposit interest rates.
Maturity	If the customer does not close the deposit on the maturity date and no other agreement is in place, MSB will automatically roll over both principal and interest into a new corresponding tenor at the interest rate applicable at the time of renewal. (If the maturity date falls on a weekend or public holiday as prescribed by MSB, the payment of principal and interest will be processed on the next business day.)

Tools

Deposit interest rate

0-6 mths 7-12 mths Over 12 mths

Term	At counter	Online

Interest paid at maturity

Deposit amount

VND

Interest (%pa)

Term

Total return

0 VND

Interest paid at maturity 0 VND

Interest rate 0 %

Frequently Asked Questions

Learn More

Can customers withdraw funds before maturity multiple times during the savings period?

18/03/2026

Yes. With the Partial Withdrawal Savings product, customers can flexibly withdraw funds before maturity multiple times:

Up to 5 withdrawals for savings accounts opened at branches
Unlimited withdrawals for online savings accounts

What is the enhanced security layer for savings accounts?

12/02/2026

Customers will have an additional protection layer when closing online savings accounts through security questions. Customers may select up to 3 security questions. When enabling or disabling the feature, customers must correctly answer the security questions set at the time of service registration.

What is the term deposit interest rate for MSB Priority Banking customers?

14/03/2026

Priority Banking customers who place online term deposits receive an additional 0.5% interest rate compared to regular customers, and an additional 0.2% interest rate for deposits made at the counter. In addition, customers are exempt from early termination fees within 2 working days from the deposit opening date for counter transactions.