MSB Rewards Upgrades Accumulation Policy and Expands Incentives for Corporate Customers

From May 5, 2026, Vietnam Maritime Commercial Joint Stock Bank (MSB) officially upgrades the MSB Rewards 2026 program with numerous enhancements in mechanisms and incentives for corporate customers. Not only increasing benefits from regular financial transactions, this year’s program also expands point accumulation to core trade finance products, helping businesses optimize operating costs and maximize value on every transaction.

This is considered the next step in MSB’s strategy to build a comprehensive loyal customer ecosystem, aiming to accompany businesses in the long run during their growth and digital transformation process.

Increasing benefits from specialized financial solutions

Following the M-Point accumulation platform deployed since 2025, MSB Rewards 2026 introduces 03 new point accumulation mechanisms for solutions frequently utilized by import-export, construction, and trading enterprises, including:

• Collection services for transactions from VND 100 million: receive up to 400,000 points/month;

• Guarantees for transactions from VND 20 million: accumulate up to 3 million points/month;

• Letters of Credit (LC): for transactions from VND 200 million, accumulate up to 2 million points/month.

The expansion of the point accumulation mechanism helps businesses not only optimize financial activities but also gain practical benefits during their transactions with MSB. In particular, for businesses with a high frequency of issuing guarantees, LCs, or using collection services, the monthly accumulated points can increase significantly, making it easy to redeem for voucher incentives within the MSB Rewards ecosystem.

Concurrently, the point accumulation mechanisms implemented since 2025 continue to be maintained, including:

• Maintaining a payment account balance from VND 25 million: receive up to 16,000 points/day;

• Bill payments from VND 2 million: accumulate up to 200,000 points/month;

• Foreign exchange trading or international money transfers from VND 200 million: receive up to 800,000 points/month.

The combination of basic banking transactions and specialized trade finance operations helps MSB Rewards form a multi-tiered, multi-touchpoint accumulation ecosystem. Under the new mechanism, the total number of points a business can accumulate is up to 7.2 million points/month, depending on their service usage (For detailed program terms and conditions, please see here).

Enhancing corporate customer experience

In addition to expanding point accumulation benefits, MSB constantly improves the MSB Rewards program to bring a more convenient and optimized experience for corporate customers during service usage.

To participate in the MSB Rewards program, businesses only need to perform transactions according to the program’s accumulation mechanism. MSB’s automated system will scan transactions at the end of each day and record the points earned. With the accumulated points, businesses can easily track their M-Points, look up accumulation history, and redeem gifts directly on MSB’s Internet Banking. The operations are optimized to be simple, convenient, and secure, helping businesses save time in financial management and transactions.

According to an MSB representative, 2026 will be a phase where the bank continues to expand its incentive ecosystem, diversify point accumulation mechanisms, and add more practical benefits for corporate customers. Through MSB Rewards, the bank expects to enhance engagement, promote multi-product usage, and effectively accompany businesses on their journey toward sustainable development.

For information on financial solutions for businesses, please visit here or contact the hotline: 18006260.

Note:

• The quantity of vouchers is limited and will be automatically hidden when out of stock or when the promotion period ends.

• The program applies according to specific terms, conditions, and separate policies for each customer group of MSB in each period.

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