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Vietnam Maritime Commercial Joint Stock Bank
54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam
What makes it special?
Credit facilities of up to VND 25 billion
Financing of up to VND 15 billion without additional collateral
Super-Fast Approval Within 4 Working Hours
Product information
The M-Flex Flexible Credit Solution Package is designed to optimally address the financing needs of business customers with annual revenue ranging from VND 20 billion to under VND 50 billion, as well as businesses seeking small- and medium-scale credit facilities.
OUTSTANDING CREDIT LIMITS
- Framework credit limit of up to VND 25 billion
- Financing ratio of up to 180% of secured asset value
DIVERSE FINANCING PURPOSES
- Flexible and interconnected credit facilities across multiple products and services, including: loans, guarantees, letters of credit (L/C), and MSB Visa Business Credit Card with up to 45 interest-free days
OPTIMIZED & FLEXIBLE CUSTOMER JOURNEY
- Automated framework credit approval within only 4 working hours
- 100% online process
- Simplified documentation requirements
Frequently Asked Questions
Learn MoreCan customers utilize the approved framework credit limit immediately after approval?
This depends on the customer segment eligible for the framework credit limit.
- Priority Customers: Eligible for immediate utilization of sight L/C and bank guarantee limits (excluding payment guarantees and loan guarantees).
- Standard Customers: Credit limits may be utilized in line with the collateral supplementation schedule.
What are the financing purposes of this product?
Working capital financing and/or fixed asset investment.
What financing solutions are available under this product?
Short-term loans, medium- and long-term loans, overdraft facilities, credit cards, factoring, guarantees, Letters of Credit (L/C), export document discounting, and negotiation of export documents under L/Cs.
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