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Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.

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MSB Digital Bank

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Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.

Cards

Napas Domestic Card

Napas Domestic Card

  • Online transactions anytime, anywhere
  • One-tap payments with Apple Pay & Samsung Pay
  • Fast issuance and easy account management
Apply
MSB Visa Classic

MSB Visa Classic

  • Cost-efficient international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Visa, and partner networks
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MSB Mastercard Platinum FCB

MSB Mastercard Platinum FCB

  • Zero-fee international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Mastercard, and partner networks
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MSB Mastercard Family

MSB Mastercard Family

  • Earn up to 30% cashback on family care spending
  • JOY privileges ecosystem
  • Link your e-wallet and enjoy fast one-tap payments
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MSB Visa Travel

MSB Visa Travel

  • Earn up to 6% cashback on travel spending
  • Up to VND 7.2 million cashback per year
  • Link your e-wallet and enjoy fast one-tap payments
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MSB Visa Online

MSB Visa Online

  • 10% cashback on online transactions, up to VND 300,000 per month
  • Exclusive offers for online purchases
  • Link your e-wallet and enjoy fast one-tap payments
Apply
Napas Domestic Card

Napas Domestic Card

  • Online transactions anytime, anywhere
  • One-tap payments with Apple Pay & Samsung Pay
  • Fast issuance and easy account management
Apply
MSB Visa Classic

MSB Visa Classic

  • Cost-efficient international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Visa, and partner networks
Apply
MSB Mastercard Platinum FCB

MSB Mastercard Platinum FCB

  • Zero-fee international debit card
  • One-tap payments with Apple Pay & Samsung Pay
  • Enjoy global privileges from MSB, Mastercard, and partner networks
Apply
MSB Mastercard Hybrid

MSB Mastercard Hybrid

  • 2-in-1 card combining debit and credit features
  • Attractive cashback and reward points
  • Smart and flexible spending experience
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Promotions

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Get VND 2,000,000 Cashback When Paying Tuition Fees with an MSB Credit Card

Get VND 2,000,000 Cashback When Paying Tuition Fees with an MSB Credit Card

47 days remain

Applicable Eligibility: MSB Mastercard and Visa credit cardholders (including newly opened and existing cards). Promotion Details: Receive a VND 2,000,000 cashback for tuition fee payment transactions of VND 120,000,000 or above made with an MSB Mastercard or Visa credit card. Terms and Conditions: Applicable to newly opened MSB Mastercard and Visa credit cards (primary cards) [...]

Get VND 1,000,000 Cashback When Paying Tuition Fees with a Newly Opened MSB Visa Credit Card

Get VND 1,000,000 Cashback When Paying Tuition Fees with a Newly Opened MSB Visa Credit Card

47 days remain

Applicable Eligibility: Newly opened MSB Visa credit cardholders (primary cardholders). Promotion Details: Receive a VND 1,000,000 cashback for tuition fee payment transactions of VND 80,000,000 or above made with a newly opened MSB Visa credit card. Terms and Conditions: Applicable to newly opened MSB Visa credit cards (primary cards). The minimum tuition fee payment transaction [...]

Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts

Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts

32 days remain

PROGRAM TERMS AND CONDITIONS 1. Promotion Program Name: Accompanying M-Triple – Sharing Experiences, Receiving Gratitude Gifts 2. Promoted Goods/Services: M-Triple – Card & Unsecured Loan Combo 3. Information of the Merchant Implementing the Promotion: Merchant Name: Vietnam Maritime Commercial Joint Stock Bank (MSB) Headquarters Address: No. 54A Nguyen Chi Thanh, Lang Thuong Ward, Dong Da [...]

MSB News

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Digital Banking Competes on International Security Standards: Deciphering the Protective Shield of MSB’s Duo of Next-Gen Digital Platforms

Digital Banking Competes on International Security Standards: Deciphering the Protective Shield of MSB’s Duo of Next-Gen Digital Platforms

11/06/2026

Simultaneously launching its duo of next-generation digital platforms—MSB Digital Bank and MSB Business Banking—MSB sets a new benchmark for safety in the market by successfully building an international-standard, proactive multi-layered tech defense system. In the era of digitalization, secure transactions are no longer just an added value but a mandatory prerequisite for credit institutions, especially [...]

MSB Digital Bank: Empowering Personal Financial Management with a Next-Gen Digital Mindset

MSB Digital Bank: Empowering Personal Financial Management with a Next-Gen Digital Mindset

02/06/2026

By integrating a multi-layered security technology solution, optimizing the interface based on customer behavior, and expanding the utility ecosystem, the MSB Digital Bank application aims to elevate the digital financial experience for each individual customer. MSB Digital Bank is a core milestone in MSB’s 5-year comprehensive digital transformation strategy, while also marking the bank’s 35-year [...]

Average interest rate for newly disbursed loans in january 2026 – MSB

Average interest rate for newly disbursed loans in january 2026 – MSB

20/05/2026

Following the direction of the Government and the State Bank of Vietnam regarding the disclosure of average lending interest rates to increase transparency and assist customers in accessing credit, Vietnam Maritime Commercial Joint Stock Bank (MSB) officially announces the average lending interest rate for newly disbursed loans in January 2026. 1. Average Lending Interest Rate [...]

Frequently Asked Questions

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How to update Click to Pay registration information?
03/06/2026

To update your Email or Phone number, please contact our hotline at 1900 6083 for support.

Is there any fee for using Click to Pay?
03/06/2026

You will not be charged any additional fees when making one-click payments via Click to Pay.

Where can I use Click to Pay?
03/06/2026

Use Click to Pay at checkout pages that support this feature:

  • Available on all platforms – websites, mobile apps, and more.
  • Works on any device – phone, tablet, or laptop.

Note: Only cards enrolled in Click to Pay can be used.

MSB Digital Bank

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Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

Copyright © 2026 Vietnam Maritime Commercial Joint Stock Bank (MSB). All rights reserved.