What are the loan limits and interest rates for customers receiving their salary via MSB?

M-Payroll customers are eligible for priority unsecured loans with a credit limit of up to 20 times their monthly income (maximum VND 1 billion), with interest rates starting from 14.5% per year.

For secured loans, customers may receive interest rates up to 1.5% lower than those offered to regular customers.

Employees working for companies that have signed an M-Payroll agreement with MSB, with a monthly income of VND 10 million or more in Hanoi and Ho Chi Minh City or VND 8 million or more in other provinces and cities, may be approved for credit or overdraft limits of up to 5 times their monthly income.

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