Vietnam Maritime Commercial Joint Stock Bank

54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam

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What is the equal principal, reducing balance repayment method?

15/03/2026

This is a repayment method in which the principal is paid in equal installments monthly or every 2–3 months, while interest is calculated based on the outstanding principal balance.